What If I Can’t Afford Business Owners Insurance? The real question is can you afford not to.Approximately 40 percent of small business owners have little to no insurance at all because they claim they are cash restricted. Those who are uninsured may be buying into a most unfortunate common misconception, which is that small business owners insurance is expensive. In actuality, the truth is that not having business insurance coverage can cost a considerable amount more than annual premiums, and without insurance, you could wind up losing your livelihood to a disaster.
There are several packaged insurance solutions available, which will give small business owners adequate coverage for basic property and casualty risks at a most reasonable cost. If the cost for this is still too high, then you may want to seek other methods of reducing this expense. For instance, a higher deductible will lower your premium. While this means you will find yourself paying higher out of pocket costs should you need to file a claim, you will at the very least be protected.
No matter what type of contractor’s or other small business owners insurance you need, Insurancequoteonline.com can help you find excellent coverage for a fantastic price. For more information, click for a free quote or call our insurance specialists at 1.800.649.9094 today.