Have you ever been in a traffic accident? If you have, you understand the overwhelmed, flustered feeling that most of us experience after an accident. No matter how many times we’re told exactly what you’re supposed to do after a traffic accident, when you’re in the moment, it’s often hard to recall any list step-by-step. Generally speaking, people are more apt to remember visual things, which is why we’re glad to have stumbled upon this awesome infographic about what to do after a car accident, created by the folks at Allstate.
Things to Do After a Traffic Accident: Infographic Breakdown
Check for Injuries. It’s most important to make sure that everyone involved in the accident is okay. If someone has been injured, it’s imperative that someone call 911 immediately so that the injured person gets the medical assistance they need.
Exchange Information. Making sure that you get all of the other person’s information is also incredibly important. You will want to take down the other driver’s name, address and phone number, as well as his/her vehicle’s make, model and license number.
The infographic lists this as the second item after checking for injuries, but if this list is meant to be chronological, we disagree with their chosen order. Taking pictures should be one of the first things you do, which should be relatively easy since practically everyone carries around a smart phone these days. Be sure to take a photo of the other car’s license plate before anything else, because should the other driver try to flee from the scene, you’ll be able to provide the police with the plate number. Afterward, take photos of the cars involved in the traffic accident, and the damage that was done, because these photos may be valuable when filing your claim later.
File a Report. Calling the police to the scene of the accident is optimal, but you can also file an accident report at a local precinct. Ask the officer handling your report for a copy for your records, or at the very least take down the report number.
Contact Your Insurer. As soon as you’ve done the aforementioned, contact your insurance company so that they can begin processing your claims if you’re filing any.
Getting Your Car Repaired. At first you’ll need to have your car inspected to assess the damage and how much it will cost to repair. Many insurance companies will try to get you to go to their claims location and have their specialists assess your vehicle, but you have the right to choose the people who assess and repair your car. The results of your car’s assessment are then given to your insurance company’s claims adjuster, who evaluates all of the information pertinent to your accident, and determines who is at fault and an estimate of what your repairs should cost. Many insurance providers give you the ability to monitor your claims status online, so check with your provider to see if that’s an option for you. As soon as the claim has been filed, you pay the deductible to the shop of your choice, and then your insurer will cover the rest of the repair cost.
We hope you found this infographic valuable! If you’d like to see more like this, please let us know in the comments!