This is often a delicate question for employers – no one wants to believe the worst of their employees – but when purchasing business insurance, it is one that must be asked. In most cases, the answer is no. Most theft claims can be dealt with through your business property insurance coverage. However, if a large amount of cash passes through your business, or if your business deals with valuable or irreplaceable items – such as antiques, art, custom jewelry, custom home construction materials, and the like – you may consider purchasing employee fidelity bonds to provide an extra layer of protection.
When you know what you need from your business insurance package – as well as what you do not need – you will be able to work more effectively with your agent and your insurers to protect your business from any eventuality. The experts at insurancequoteonline.com have been helping small business owners find their perfect balance of coverage for more than 25 years. They can assess the individual needs of your business and help you decide which coverage you really need, and how much coverage per policy is desirable. And, they can even help you save money. To speak with one of our knowledgeable, courteous insurance specialists, call Insurancequoteonline.com today at 1.800.649.9094 today. Or, if you know what you need, just click for a free quote. It really is that easy to start protecting your business with Insurancequoteonline.com.