Food Establishments Insurance

Dedicated resources to substantiate and prove risk management and insurance solutions that ensure effective and cost cutting outcomes for hospitality/food service clients. Food establishments insurance coverage for fine dining restaurants, bars, taverns, clubs, pizza parlors, bakeries, cafes, delis and more.

Coverage’s includes:

Professional Liability
Errors and Omissions
Data Compromise Coverage
Communicable Diseases Coverage with Food Contamination Endorsement
Food Spoilage
Crisis Management Endorsement
Wine Collection Valuation Endorsement
Liquor Liability
Business Income & Extra Expense
Forgery & Alteration
Employee Dishonesty
Equipment Breakdown
Fire Extinguisher System Recharge Expense
Money, Securities & Credit Card Slips
Outdoor Signs
Water Backup & Sump Overflow
Identity Recovery Coverage

Food Service Organizations Covered Are:

Full Cooking, Limited Cooking and Fast Food

Cafeteria Style – Buffet
Catering Services – Banquet Hall
Concession Stands/Snack Bars
Delicatessens and Sandwich Shops
Drive-Ins/Service in Car
Family Restaurants
Fine-Dining Restaurants
Hamburger/Hot Dog/Malt Shops/Donut Shops
Ice Cream Parlors
Pizza Shops
Take-Out Only (no on premise food consumption)