Whether your vehicles provide mobility to your employees, equipment, products or clientele, you cannot operate without comprehensive insurance coverage at the bare minimum. As the name suggests, business automobile insurance provides protection for the many vehicles used in business, such as:
- Private passenger cars
- Pick- up trucks
- Light vans
- Sport Utility Vehicles
Quotes include coverage areas:
- Auto liability
- Medical payments
- Comprehensive coverage
- Collision coverage
- Uninsured and underinsured motorists coverage
- Coverage for autos you borrow and/or rent
- Cover for employee using their cares for business
Same business insurance coverage is available to protect a business owner against liability claims that arise out of the operation of the business vehicle.
*You will need to purchase commercial auto insurance if any vehicle is registered in the name of your business. If employees use their own cars for work purposes, you should consider purchasing extra general liability coverage as a protection against claims if they are in an accident. Statistically, the more time spent on the road, the more likely the driver is to get into an accident. Your policy should reflect this factor.
Common types of insurance:
Liability Insurance: Including bodily injury and property damage if you are at fault of an accident.
Physical Damage Coverage: Comprehensive and collision coverage can protect you if your pickup truck collides with another object or rolls or is stolen.
Uninsured/Underinsured Motorist: Coverage if you are hit by another vehicle that does not have adequate insurance to cover damages, or does not have insurance at all.
Types of vans insured:
Commercial truck insurance covers trucks of all sizes:
Flat Bed Trucks
Auto Haulers Trailers
Flat Bed Trailers
And many more…
Examples of businesses that would qualify for this type of insurance are:
Roadside service providers
Auto club contractors
Auto body shops
Auto mechanical repair
Full service stations
Auto salvage and auction haulers
Motor Carrier Filing for Dump Truck Operations:
Motor carriers usually need some type of Financial Responsibility Filing along with Commercial Truck Insurance.