What If I Can’t Afford Business Owners Insurance? The real question is can you afford not to.Approximately 40 percent of small business owners have little to no insurance at all because they claim they are cash restricted. Those who…
Three basic types of business owners insurance come with a BOP, or Business Owners Policy, and these are liability, property, and business interruption insurance. Liability insurance is likely on the mind of each and every small business owner,…
As business, home, and auto owners, we purchase insurance in the event that the unthinkable occurs. Unfortunately for some who do not have business owners insurance, by the time you need it, it is too late to ensure…
There are four types of surety bonds that are of primary interest to business owners insurance customers. These types include License or Permit bonds, which are required for several occupations, including all contractors in states such as Washington,…
Specifically meant for businesses in the construction industry, a surety bond is a written agreement that typically provides for monetary compensation in case the principal fails to perform the acts as promised. When people enter into a construction…
If you are a business owner with employees, you must know that employee benefits typically include health insurance (sometimes including dental and vision benefits), term life insurance, and maybe even a retirement program. Also available to employees is…
Although one of the most common questions for sure when dealing with small business owner insurance pertains to asking how much business owners insurance does one need to buy, there is no single answer to this. This is…
If you are like most business owners, one of your biggest worries may be that your business will someday get sued. No matter what type of industry you are in, the chances of a lawsuit are higher than…
There are several insurance companies that have bundled property and liability coverage into what is most often referred to as a business owners package policy (BOP). A BOP allows a business owner to obtain broad coverage with affordable…